My family thinks I am both cheap and a money waster. I find this hilarious. They disagree with what I should spend money on. So here, thanks to Grace for getting the idea, is a rundown on what I will and will not spend money on.
SPEND AWAY!
Rent– It’s worth it to me to live somewhere convenient. It saves time and effort every day. The apartment with the most transit options and nearest food options is always going to be at the top of the list for me even if it’s in a hip/expensive hood.
Food– Probably my major expense after rent. I don’t think eating out in restaurants is a luxury. I think paying 6 dollars for pad thai is less money than the ingredients + the time it would take me to make it/another meal of equivalent tastiness. 100% worth it.
Detergent– I am a Tide obsessive.
TP– Seriously, this is an area where comfort matters. Don’t buy the cheap stuff.
Shoes– Though I generally get my expensive shoes at a discount, buying well made shoes is something that’s been hammered into me. Foot surgery is way more expensive.
Glasses– First, the prescription. Second, buying numerous pairs. They are on my face every day and I can’t see without them–this seems like a reasonable thing to spend money on.
Beer– I will drink a PBR, but my life without IPAs would make me sad.
Travel– My friends live all over, and I like visiting them. I like going places where people do things differently. I will pay money for flights to go see them.
Internet– I rely on it to work. Gadgets and internet service are non-negotiable.
Rare Opportunities That Make Me Happy/Adventures– Whenever I wonder whether I should buy something my main criteria are 1. will I get this opportunity again? and 2. Will this continue to make me happy? So expensive dinners when on vacation, a piece of jewelry, a piece of furniture I will want to see every day? One more beer at this place I’ll never be again? A crazy plan to go to the Gathering of the Juggalo? An overpriced umbrella in a rainstorm? Fine.
Things Sold By Craftspeople– Prices that I might scoff at as expensive I will happily pay if it’s handmade.
Desk Chairs– I am in them all the time. Worth it.
Concert Tickets– This is a little of both categories. I will pay up to 100 bucks for concert tickets no complaint. Especially for musical acts that might die/breakup soon and I must see before then. However I cannot imagine paying a lot of money to see a band you’d not heard or didn’t love, which my family members do all the time….
CHEAPSKATE or “How Could People Spend Their Money on That!?”
Purses– I do not understand the difference between expensive fancy purses and non-expensive ones. Any bag that doesn’t have a handle long enough to cross my body is bag fail.
Going to Movies– I think the Wrestler was the last movie I saw in the theatre and I don’t get the attraction to seeing MOST movies in the theatre. Visual effects movies are an exception, I guess, but I can’t think of any movie like that I needed to see in the theater. And, for me, all Quentin Tarantino films which I rabidly need to see as soon as they come out. I prefer to watch movies while doing something else anyway. I think there’s a huge connection between watching TV commercials and having to see movies in the theater. I will buy popcorn though.
Cars– People spend an insane amount of money on cars. If you live in a city there is no reason to be using them, IMO, and choosing to live somewhere where you “have to” use cars is unethical. For me. Not judging you….
Cable & TVs– You can download pretty much everything on the internet or watch it online. Why would you buy a tv?
Hair Dyeing– Hair dyeing is ridiculously simple, especially if you have short hair and DO NOT WANT HIGHLIGHTS. I think my opinion is partially formed by the fact that I have impossible to kill hair. But I have been dyeing my own hair for 12 years now, and I usually find the cheapest hair dye is the best. I like Textures & Tones by Clairol!
Books & CDs– This may sound shocking for a librarian, but HELLO use your library. Or bookmooch.com/lala.com. Or many other used media sites.
Cabs– I almost never get them, esp. in NYC. The subway’s right over there–are your legs broken?
Jeans– I wear jeans pretty much every day. I’ve never paid more than 20 bucks for them and I’ve never understood why people pay 100+ bucks for them. This actually applies to all clothes.
Pet Mania– I generally dislike animals and I think keeping them in your house is kind of wrong/abusive/creepy genetic engineering. When people tell me about going to a dog bakery, paying a dog walker, or getting their pet a surgery I automatically mentally imagine them in a topcoat & tails lighting cigars with $1000 bills–I can’t help it! The marketing around Pet Crap is so ridiculous. It’s an ANIMAL PEOPLE! It’s life is supposed to be brutish and short even if you call it Mr. Wiggums and dress it in a tutu.
Buying a House– I move every year or two. Sometimes, across the country. So stop trying to convince me owning is a better deal. I’ll pay the “premium” of rent to not have to go through the hassle of selling & paying brokers when I leave a yr from now, thanks!
What are yours?